Find your downsizing sweet spot on the Mid North Coast

Find your downsizing sweet spot on the Mid North Coast

OK. You love where you live, the amenities and the routine. However, as we near the final 30 or 40 years of our lives, don’t you feel it’s time to embark on an adventure? I for one ‘embraced the new’ to move to the Gloucester region. So flip that mindset from feeling like any change would be a loss and recognise the benefits.

You’re moving towards an easier life

Maybe you feel you have a good life but you sometimes feel overwhelmed by all the stuff you have and need to do. The mowing, the endless maintenance. So when you consider what downsizing might mean, look at it this way: you’re moving to “better”. A less complicated life. New friends and experiences. Renewing your acquaintance with an old hobby or taking up a new one. Taking all those trips you felt you didn’t have time for.

Better cash flow
When you downsize, you’ll release equity in your home that can go into your superannuation or an annuity (whatever your financial adviser recommends) to boost your living standard.

Lower cost of living
Moving from a large family home to a smaller (or just less costly) home or even an apartment by the sea will save you money on your electricity and gas bills as well as council and water rates.

More time
You’re moving towards never mowing the lawn again or cleaning the pool or taking care of livestock. However, it’s important to figure out how you’ll fill your days.

More travel
With less time spent on maintaining an older home or property, you’ll have more time to take those trips you only ever fantasised about.

My tips for embracing downsizing

Downsizing is best approached using steps you can control.

  • Make a plan

Once you’ve (sort of) got the idea you’d like to (or need to) downsize, start planning and ask yourself the key questions. What’s most important to me? Where would I like to live? How much space do I need?

If you own your own home, find out what to do to prepare your home for sale. Put together a list of charities who will pick up excess furniture or talk to your family to see if any of them could use your stuff.

  • Decide what is enough

Most of us, even the dedicated declutterers, manage to accumulate so much stuff. You can’t take it with you ‒ not all of it. So imagine your new life in your new home: what do you need (and I’m not talking about all the ‘just in case’ stuff). The less stuff you have, the less you have to worry about, like working out how to pack it and where to store it.

  • Start decluttering

I’m going to jump right in and start with the hard bit: the sentimental stuff. Many of us have items that belonged to our parents, the kids’ school reports, the first paintings. (With children’s stuff, the easiest option is to pack it up and send it to the relevant child. Then it’s their problem.)

Remember that you are separate from your belongings. If you can’t find a home for sentimental stuff within your family, take photos of everything you’re mushy about then give it to someone you know will appreciate it or donate it to a charity.

  • Have a decluttering method

To make decluttering easier on you and anyone around you, set up four boxes (or large bin bags if you can’t source boxes). Label them separately as Keep, Maybe, Donate and Toss. Leave your Donate container by the front or back door so you’ll be prompted to take your donations to a charity. For furniture, use coloured stickers for Keep, Donate or Junk.

Emotions on the other side of downsizing

While some will cling to their old lives, most people find themselves excited about living in a new home or a new town; in fact, the word they use often is ‘liberated’. Of course, that could be that the hard work is done! Now all you need to do is find a home for those possessions you brought with you and start making new friends. Good luck!

Need advice on selling your Gloucester region property?

As a proud local, I’m here to guide you through the process of selling your home. I specialise in lifestyle, rural and residential properties. I’ve done it myself and helped many families over my career. So give me a call; I’m here to help.

Keeping your Gloucester region power bills down

Keeping your Gloucester region power bills down

Yes, winter is here with a vengeance so long hot showers and cosy rooms are the order of the day. Plus, over the past year or so, we’ve become more used to getting our entertainment at home. All lovely but what’s all this going to do to your power bill?

We can save on energy costs but it might take a bit of determination (and cooperation from the family). Just think about how you could spend what you save on energy, though!

In this article, I’ll give you my tips for keeping our power bills down.

Making our homes more comfortable

Now more than ever we’re spending more money making our homes more comfortable. Over the past few years, many people found that investing in a home cinema, additional kitchen appliances like an espresso machine and even a spa or a bar is more affordable than going out, and you don’t need to worry about who’s driving.

Setting up a home office can work out to be cheaper and more convenient than commuting into the city two or three times a week.

But who’s paying for your electricity costs?

How to minimise your rising energy costs

Whether it’s summer or winter, there are ways to help keep homes comfortable. However, as it’s winter, let’s work at keeping our heating bills as low as possible. Some measures are simple to implement:

  • Draught-proof windows and doors. Draught stoppers and weather-proofing strips are an excellent investment. Even a tiny gap on the side of your window can be a big hole to let in a draught. You can buy weather-proofing strips from one of our local hardware stores or see if the supermarket carries them.
  • Add heavier curtains. Heavier, lined curtains help to keep the cold air out and the warm air in. You’ll be amazed at the difference this can make. You can pack these up and store them over the summer but if you have a west- or east-facing window that cops the sun in summer, leave them up. If curtains aren’t your thing, consider blinds with a thermal backing. They’ll only help by one or two degrees but that could be the difference between comfort and misery.
  • Consider solar panels and battery backup. Using the sun to generate your own power is a great way to save on energy bills. The payback period is longish, depending on what size system you use, but you have the comfort of knowing you have power even in a blackout.
  • Solar hot water. Depending on the size of your household, hot water accounts for 30% to 50% of energy bills. Solar hot water is the most efficient use of solar energy and will slash those power bills. The trick is to purchase a tank larger than what you think you’ll need. Even after a couple of overcast days, you should still have hot water (or you can use a booster heater if you run out).
  • Use an electric blanket. Rather than heating the bedroom, an electric blanket is much more cost-effective at keeping you warm at night.
  • Heat only the rooms you’re using. Don’t heat the whole house if you’re only using one or two rooms. Your heating has to work harder and pushes up your energy costs.
  • Wear warmer clothing and layers. Invest in cosy jumpers or fleeces and add layers to keep you warm. Even wearing leggings or stockings under your pants or jeans will make a difference.
  • Invest in a heated blanket. When you’re curled up to watch TV or read a book, cover yourself with a heated blanket. This will keep you cosy and warm and means you can lower the overall temperature for your heating.
  • Use the oven to cook dinner. Consider using your oven to cook a delicious casserole. To minimise energy costs, think about cooking several casseroles at the same time. Not only will they cook faster when you have more than one in the oven, using your oven will warm up the kitchen. And a key tip: Find an old brick, cover it in foil and keep it in your oven when you’re cooking. Take it out after you finish cooking and place it somewhere strategic. It will continue to release heat long after the oven is off.
  • Take shorter showers. Time yourself in the shower to keep those water-heating bills down. Or, you could go full-on hardcore and opt for cold showers. This takes a little getting used to but will help to boost your endorphins.

Be vigilant with appliances

Turn off all appliances at the wall when you’re not using them. This includes your kettle if it’s one of those that sits on a power mat, and your coffee machine as well as your Wi-Fi and TV. These all consume back-up power even when you aren’t using them. It isn’t much but over a billing quarter, back-up power adds up ‒ I’ve heard about 10% of your bill.

As well, some ceiling fans have a switch on them that reverses the airflow. While in summer you want the fan to pull the warm air up, in winter it’s better to reverse them so that they push the warm air down.

Need advice on selling your Gloucester region property?

As a proud local, I’m here to guide you through the process of selling your home. I specialise in lifestyle, rural and residential properties. I’ve done it myself and helped many families over my career. So give me a call; I’m here to help.